Quoteswithme

Terms of Use

Effective Date: February 6, 2026

These Terms of Use ("Terms") govern your access to and use of quoteswithme.com ("Site"), operated by Next Call Club LLC ("we," "us," or "our"). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. Acceptance of Terms

By accessing or using our Site, you represent that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We may modify these Terms at any time, and your continued use of the Site constitutes acceptance of any modifications.

2. Description of Service

Quoteswithme is an online platform that connects consumers with insurance carriers, agents, and brokers. We are not an insurance company or agent. We do not provide insurance quotes directly. Instead, we collect your information and share it with our network of insurance partners who may contact you with personalized quotes and coverage options.

3. User Representations

By using our Site, you represent and warrant that:

  • You are at least 18 years of age
  • You are a legal resident of the United States
  • All information you provide is accurate, current, and complete
  • You have the legal authority to provide the information submitted
  • You will not use the Site for any unlawful purpose

4. Express Written Consent to Contact

By clicking "Get My Quotes" or any similar submission button on our Site, you provide your express written consent for Next Call Club LLC and/or the agents of one or more of our listed businesses to contact you for marketing purposes at the phone number and address you provided, including your wireless number if provided. You consent to be contacted using live operators, automated technology, artificial or AI-generated voices, pre-recorded messages, SMS/MMS text messages, and emails, even if you have previously registered on any Federal or State Do Not Call Registry.

Your consent is not required as a condition of purchasing any goods or services, and you may revoke your consent at any time. To be connected with providers without giving this consent, you can call 404-600-1660.

5. Disclaimer of Warranties

THE SITE AND ALL CONTENT, SERVICES, AND INFORMATION PROVIDED THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

We do not guarantee the accuracy, completeness, or availability of any insurance quotes, rates, or coverage information presented through our Site or provided by our partners.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NEXT CALL CLUB LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

7. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by Next Call Club LLC. We are not responsible for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.

8. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of Next Call Club LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.

9. Prohibited Conduct

You agree not to:

  • Provide false, misleading, or inaccurate information
  • Use the Site for any unlawful or fraudulent purpose
  • Interfere with or disrupt the Site or its servers
  • Attempt to gain unauthorized access to the Site or its systems
  • Use automated means (bots, scrapers, etc.) to access the Site without our written permission
  • Collect or harvest personal information of other users

10. Termination

We reserve the right to suspend or terminate your access to the Site at any time, with or without cause and with or without notice, at our sole discretion.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any disputes arising from these Terms shall be resolved in the state or federal courts located in Delaware.

12. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

13. Contact Us

If you have any questions about these Terms of Use, please contact us:

Next Call Club LLC
Email: legal@quoteswithme.com
Phone: 404-600-1660